Members of focus groups organized by the Government Accountability Office (GAO) described generally positive experiences with health savings accounts but they would not recommend them to all consumers, said the government agency in a report released September 12 (http://www.gao.gov/new.items/d06798.pdf).
The focus group members recommended health savings accounts to healthy consumers but not to those who use maintenance medications, have chronic conditions, have children, or who may not have funds to meet the high deductibles.
Mitka M. Health Savings Accounts. JAMA. 2006;296(14):1720. doi:10.1001/jama.296.14.1720-c