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Article
September 1, 1906

FEATURES OF LIFE INSURANCE EXAMINING WHICH DEMAND CORRECTION.

JAMA. 1906;XLVII(9):688. doi:10.1001/jama.1906.02520090044004

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Abstract

In the radical reformation which is taking place in some of the life insurance companies as the result of the recent investigations and the exposure of gross irregularities, it is to be hoped that the status of the medical examiner will be considered, the importance of his duties more keenly appreciated, and correction made of conditions which have sometimes made it difficult for the examiner to do his work without violating his sense of decency and self-respect. The abuses which we have in mind have grown up, for the most part, in connection with high-pressure methods of soliciting new business, arising from the intense competition among the companies and the eagerness to pile up a large surplus. It is evident for the last few years the agency department of many of the companies has been the dominant factor, and the insistent command has been "get new business," at whatever cost

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