The increase of paretic dementia among civilized nations has created many important legal problems for solution. The present question has puzzled the solicitors of more than one insurance company. In a case which came under my own observation, a paretic dement insured his life. A month later he was adjudged insane and sent to the Cook County insane hospital, of which I was then Superintendent. Eight months later he died in an apoplectiform attack.
Dr. S. V. Clevenger has had under care a commercial traveler addicted to sexual excess and luetic, who, precedent to May 6, 1889, had spinal symptoms of paretic dementia, following which came a condition of emotional exaltation. His life was insured precedent to the spinal symptoms for $5,000. In a period of emotional exaltation he desired to increase this to $20,000, which was done in January, 1890. June 4, 1890, he died in an apoplectiform attack.
KIERNAN JG. PARETIC DEMENTIA AND LIFE INSURANCE.Read in the Section of Medical Jurisprudence and Neurology, at the Forty-second Annual Meeting of the American Medical Association, held at Washington, D. C., May, 1891.. JAMA. 1891;XVII(21):787-788. doi:10.1001/jama.1891.02410990005001a