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February 7, 1903


JAMA. 1903;XL(6):385. doi:10.1001/jama.1903.02490060039010

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A physician is not a manual laborer, but the use of his hands is about as essential to him as it is to the larger proportion of the class that earn their living by their daily work. This, however, does not seem to be the view taken by an insurance company. An accident insurance company was sued to recover a disability policy by a physician who had his hand badly cut and was for several weeks deprived of its use. The special claim was made that he was prevented from performing several surgical operations. He simply asked for the $5 per week disability which the policy promises. In its reply the company, with the usual evasiveness of too many business corporations, claim that a physician is not disabled by any manual injury, but that he earns his living by the use of his brain. It thus apparently altogether ignores the

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