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Choices in Health Care Are Important and Hard To Get Right

There are few certainties in life, but you can count on these: death, taxes, and having to make a lot of choices about your health care.

From selecting a health plan to choosing a physician to deciding among various treatments, health care in the United States is all about choice. Studies show that in making these choices, mistakes are common, as is overconfidence.

Consider choosing a health plan. A typical Medicare beneficiary can choose from among about 20 Medicare Advantage plans and 30 or so prescription drug plans. A typical Affordable Care Act marketplace consumer faces a choice of 40 plans. At least half of all US workers have multiple options for employer-sponsored coverage. Some Medicaid enrollees have choices among managed care plans.

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