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Article
July 20, 1935

Selection of Risks for Life Insurance, Health Insurance, Accident Insurance

JAMA. 1935;105(3):225. doi:10.1001/jama.1935.02760290059032

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Abstract

Without preface or introduction, the author proceeds directly to a discussion of the selection of risks for insurance, with an explanation of the duties of the medical examiner, inspector and home office selector. The importance of the personal and family histories and the influence of race, occupation, environment, habitat, morals, finances and physical status are then discussed. The remainder of the book is devoted to a discussion of the various diseases and conditions affecting risks in the light of the accumulated experience of life insurance companies in the past. These factors are arranged alphabetically, permitting quick reference. The sections dealing with albuminuria, alcoholism, amebic dysentery, aviation hazard, blindness, blood pressure, claim psychology, gallbladder disease, glycosuria, heart disease, peptic ulcer, pneumoconiosis, pulmonary tuberculosis and weight are of particular interest. The book is highly recommended and should prove useful to those engaged in life insurance work.

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