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September 16, 1939

CHICAGO MEDICAL SOCIETY INSURANCE PLAN

JAMA. 1939;113(12):1132. doi:10.1001/jama.1939.02800370048014

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Abstract

The Chicago Medical Society has adopted a complete and unrestricted insurance plan for hospital and sanatorium care for its members. After two years of study, conducted by an employment insurance analyst, the society concluded that only cash indemnity plans should be considered.

The plan provides for private room service on a cash indemnity basis, allowing $6 a day for either hospital or sanatorium confinement for a period of ninety-one days for each claim, plus an additional payment, up to $30, for incidental expenses in connection therewith, such as operating room, anesthesia, laboratory, x-ray and ambulance charges. The number of claims in any one year for members under the age of 60 is not limited. Members of 60 years or older are provided ninety-one days at $6 a day plus $30 for incidental expenses in any one year. This is an unusual provision, since most plans limit the number of days

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