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In deciding what to buy, you want to know the price or cost and you want some idea of the use or value to you of the object being purchased. When what you are buying with dollars spent by you today is a promise to pay to you or your loved ones certain amounts of money in the future, you are likely to be interested in the integrity and solidarity of the person you are giving your money to.
If you must promise to pay or "lend" your money to someone over an extended period in the future in order to get future benefits from that person, you also want to know how much your payments will be and how long you will have to keep making them. You certainly will want to know that the person your today's money is going to will be able to pay his obligations
Webster RC, Coffey RJ. SOCIAL IN-SECURITY—THE TRAP AWAITING THE YOUNG M.D.DON'T MISDIAGNOSE THIS SOCIAL DISEASE, IT'S CATCHING!. JAMA. 1956;162(4):426–430. doi:10.1001/jama.1956.72970210006027
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