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The previous speakers have given an integrated picture of health, accident and major medical insurance. Mr. P. C. Irwin stated that there is much yet to be done in expanding coverages and increasing benefits. He pointed out that all these efforts are being made to give the American people the best health care possible on a voluntary basis, thus avoiding the dangers of socialized medicine. This point needs no further emphasis. Mr. Joseph Follmann's excellent paper on major medical insurance analyzes this approach to broader coverage for the more expensive types of medical care. Dr. William McNamara's contribution concerning the role of the medical director in major medical insurance supplements and complements the paper of Mr. Follmann.
The remaining time will be given to discussion of another approach to meet the needs of the insuring public and this lies in the rather recent venture into the field of noncancellable and
Horan JC. NONCANCELLABLE AND GUARANTEED RENEWABLE INSURANCE— UNDERWRITING CONSIDERATIONS. JAMA. 1957;165(12):1592–1601. doi:10.1001/jama.1957.72980300033015d
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