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January 31, 1972

Medical Student Loans Defaulted by Death

JAMA. 1972;219(5):620. doi:10.1001/jama.1972.03190310046017

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To the Editor.—  I was appalled after reading the EDITORIAL "Loans Defaulted by Death" (218:1566, 1971). Indeed, I was surprised that you would reveal to physicians that any of the money they had contributed to the AMA-ERF was being used inefficiently.Whenever I have taken out a loan, I have been required to purchase life insurance to cover the loan in the event of death. Why does not the AMA-ERF require all recipients of loan funds to cover their obligations with life insurance?