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July 29, 1905

Malpractice Insurance and Medical Defense.

Author Affiliations

President, the Travelers Insurance Company.

JAMA. 1905;XLV(5):337-338. doi:10.1001/jama.1905.02510050041014

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Hartford, Conn., July 14, 1905.

To the Editor:  —The discontinuance by the Travelers' Insurance Company of the insurance of physicians against the consequences of professional errors has been made the subject of comment in several recent numbers of The Journal. From what you have published it seems that you and your readers are under some misapprehension respecting the scope of physicians' and surgeons' liability insurance. In your editorial, April 1, you refer to it as insurance against malpractice suits. The opinion of the attorney-general of Iowa, to which reference is made in The Journal, April 22, seems to involve a like error, and Mr. E. H. Merritt, in his interesting letter published in the same number, evidently understands that it was the purpose of the insurance to cover malpractice, defined by him as "bad professional treatment of disease from reprehensible ignorance or carelessness."The Travelers Insurance Company never issued a

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