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February 21, 1914

"The Doctor Can Wait"

JAMA. 1914;LXII(8):633. doi:10.1001/jama.1914.02560330051029

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To the Editor:  —In "A Poor Man's Bank," by Walter Prichard Eaton, The American Magazine for February, one reads the following:To sit at a board meeting of the Atlanta Loan and Savings Company is an experience worth having. The secretary reads the new applications. John Doe applies for a loan of $100. He is a clerk, with a salary of $60 a month. His endorsers are a fellow clerk and his employer, or perhaps three or four of his fellow clerks. He has a wife and baby. The report on his character is good, and his endorsers are sound."What does he want the money for?" somebody asks.The secretary reads from the application: "Baby's been sick, operation cost $50. Borrowed from shark. Owes doctor $50, drugs $12, grocer $9, rent $12, shark $47. Wants to pay as much as he can. Shark has been threatening him.""Who's the

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