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Article
January 21, 1905

TOTAL ABSTAINERS AND LIFE INSURANCE.

JAMA. 1905;XLIV(3):223. doi:10.1001/jama.1905.02500300055011

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Abstract

Jews are not the only long-lived class, according to the New York actuaries. While the well-to-do Hebrew who takes life insurance is said to be 15 per cent, better risk than the average, total abstainers from alcoholic drinks make a still better showing—from 20 to 50 per cent. over the moderate drinkers, including the Jews. The average Jew is probably not a total abstainer, and it would be of interest, if it were possible, to study out by comparison with the teetotalers the reason for the advantage of the latter. From 5 to 35 per cent. is therefore the percentage that can be credited in favor of abstinence. Of course, there are many elements that enter into the solution of the question beside the mere abstinence from alcohol, such as the probable relatively lesser frequency of accidents and exposure, etc. It seems pretty clear, however, that the advantage is with

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