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The Directors have put me upon the program to address you upon the necessity of mutual aid associations, which shall render assistance to disabled physicians and to the families of physicians who have died without leaving provision for their wives and children. It is scarcely possible that any physician here to-night is unacquainted with the urgent need for such an organization; but there are those present not of the profession who may be surprised to hear that the practice of medicine is not a lucrative vocation. No one can begin the practice of medicine without having spent a good deal of money in obtaining his technical education; nor, can he begin his work until he has at least reached his manhood. Those entering upon a commercial career can earn a certain amount of income, even though it is small, before that age. A young doctor, moreover, starts in life burdened
ROBERTS JS. THE NECESSITY OF PHYSICIANS' AID ASSOCIATION. JAMA. 1892;XVIII(22):663–664. doi:10.1001/jama.1892.02411260005001a
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