Imagine—just for a moment—that you are driving a bus full of passengers. In the distance, your destination twinkles brightly. You must choose between 2 routes: One takes you through a lawless land, without speed limits or tolls—it will be a quick trip, but one with substantial risk of wrecking the vehicle. The other route takes you on a neat, orderly journey though a community where traffic laws are rigorously enforced—what it lacks in excitement and speed, it makes up for in safety and predictability. When faced with this choice, sensible drivers should opt for the second route, recognizing the value of a modest investment of their time and effort.