A surprise medical bill refers to unexpected charges incurred when a patient with health insurance receives care from a physician, hospital, or medical transport service that is not part of the insurer’s network. These charges can arise in an emergency, when a patient may not have the ability to choose the emergency department, the physicians, or the ambulance service. Or they can arise as part of otherwise routine in-network care, such as when a patient is treated at an in-network hospital or outpatient facility. A common reason is that certain physicians, such as an anesthesiologist, an emergency department physician, a pathologist, or a radiologist, may not participate in a health insurer’s network and bill the patient directly. Depending on the circumstances, patients may be responsible for the entire bill or the difference between the amount allowed under their health insurance and the amount billed, which is known as balance billing. Surprise medical bills frustrate and enrage insured patients, defeat the purpose of being insured, and they may cause financial hardship. They are also 1 of the few aspects of the fractured, expensive, and sometimes dysfunctional US health care system that Congress may soon address with bipartisan legislation.
Identify all potential conflicts of interest that might be relevant to your comment.
Conflicts of interest comprise financial interests, activities, and relationships within the past 3 years including but not limited to employment, affiliation, grants or funding, consultancies, honoraria or payment, speaker's bureaus, stock ownership or options, expert testimony, royalties, donation of medical equipment, or patents planned, pending, or issued.
Err on the side of full disclosure.
If you have no conflicts of interest, check "No potential conflicts of interest" in the box below. The information will be posted with your response.
Not all submitted comments are published. Please see our commenting policy for details.
Steinbrook R. Ending Surprise Medical Bills. JAMA Intern Med. Published online August 12, 2019. doi:10.1001/jamainternmed.2019.3382
Customize your JAMA Network experience by selecting one or more topics from the list below.
Create a personal account or sign in to: