High-deductible health plans (HDHPs) have proliferated in the US in recent years.1 Such plans are heterogenous and sometimes paired with savings accounts or transparency tools. Cost savings may come at a price if increased financial strain associated with high deductibles leads to poorer health outcomes. Little is known about health care spending among HDHP enrollees with substance use and mental health (SU/MH) disorders. These conditions are highly prevalent,2 undertreated,3 and high cost,4 which may exacerbate the effects of HDHPs.
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Eisenberg MD, Du S, Sen AP, Kennedy-Hendricks A, Barry CL. Health Care Spending by Enrollees With Substance Use and Mental Health Disorders in High-Deductible Health Plans vs Traditional Plans. JAMA Psychiatry. 2020;77(8):872–875. doi:10.1001/jamapsychiatry.2020.0342
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